Welcome to Your Whole Foods Market Benefits!
As a valued Whole Foods Market Team Member, you are part of a supportive community. Our carefully crafted benefits program has all the necessary ingredients to support you and your family wherever you are on your health journey. Our comprehensive benefits are designed to nourish your physical, mental, and financial wellbeing at reasonable costs so you can live your best life.
We invite you to use the great tools we have provided to learn about Whole Foods Market benefits so you can make the best choices for you and your family. Read on to get started and dig into the goodness of our whole benefits program!
Watch the Whole Foods Market Benefits Video:
Quick Links
Stay on Top of Your Benefits Checklist
Enrolling in your Whole Foods Market benefits is easy. Follow this checklist to make the most of what’s available to you.
Explore your options. Review the Benefits Guide, learning videos, and other Tools and Resources on the home page to learn all about your benefit options.
Make your decisions. Check out the Compare the Plans tool and the Healthcare Funding Account Quiz to help make your plan decisions.
Gather your documentation. You must verify your dependents’ eligibility during the enrollment process. Gather your enrolled dependent and beneficiary information.
Enroll in benefits. Within 30 days of your date of hire or status change, go to the Enroll page to make your benefit elections. As a Full-Time Team Member you will be automatically enrolled in Short Term Disability (STD) and Long Term Disability (LTD) benefits, which come with associated costs for Team Members. If you don’t make elections for most other benefits by this deadline, you will not receive coverage and your next opportunity to enroll or make changes will be during Annual Benefits Enrollment in the fall.
Make the most of your benefits. After you enroll, visit the Make the Most of Benefits page for tips on using your plans.
Common Questions
Who Can You Cover?
When you enroll, you may also cover your dependents:
- Your Spouse or Domestic Partner
- Your Child(ren) up to age 26
- Domestic Partner’s Child(ren) up to age 26, if your domestic partner is covered
If you cover a dependent, you must verify their eligibility when you enroll. See the Eligibility section of the Benefits Guide for complete details.
When Will Benefits Start?
You have 30 days from your date of hire or eligibility date to enroll. Your benefits will begin on the first day of the month after working 60 days at Whole Foods Market.
What Are My Options?
In addition to the comprehensive plan options that require enrollment, Whole Foods Market provides many programs to support your wellness journey. Eligibility for the medical and dental plans is based on your home zip code. See the Benefits Guide for more details.
Physical Health
Medical & Prescription Drug Coverage
WFM offers comprehensive medical plans to meet the needs of our Team Members. Eligibility for the medical plans is determined by your home ZIP code based on the address we have on file in Workday. All medical plans include no-cost preventive care, prescription drug coverage, and access to virtual doctor visits. See the Benefits Guide for additional details.
| Surest Plan | National Choice Plan | National Select Plan | Whole Health Plan (WHP) | Hawaii Preferred Provider Organization (PPO) | |
|---|---|---|---|---|---|
Plan Availability | Outside of Hawaii | Outside of Hawaii | Outside of Hawaii | 13 select U.S. markets | Team Members in Hawaii |
Copays before the deductible for office visits | Yes | No | Yes | Yes - $0 for visits to Preferred Medical and Wellness Providers when bundled with the PWADeductible applies when bundled with the HSA | Yes |
Health Care Funding Accounts
When you enroll in the National Choice or Whole Health Plan, you have the choice of two Health Care Funding Accounts—Health Savings Account (HSA) or Personal Wellness Account (PWA) to pair with your medical coverage. If you enroll in in the National Select Plan, you will be enrolled in the PWA. If you enroll in the Surest Plan, you will not be eligible to participate in a Health Care Funding Account. Whole Foods Market makes a yearly contribution to help you pay for health care expenses and cover a portion of your annual deductible.
| National Choice Plan | National Select Plan | Whole Health Plan (WHP) | |
|---|---|---|---|
| Funding Account Type | HSA or PWA | PWA | HSA or PWA |
| WFM Contribution Each Year* | Individual: $1,000 Family: $1,500 | Individual: $500 Family: $1,000 | Individual: $1,000 Family: $1,500 |
| Team Member Contributions Allowed | Yes – HSA account only | No | Yes – HSA account only |
Dental
Our dental plans offered through Cigna cover preventive care at 100% with no deductible. Coverage for basic, major and orthodontic services varies according to the plan.
Vision
Our vision plan offered through VSP provides comprehensive care for annual eye exams, glasses, and contact lenses.
Nicotine Cessation Program
Our Quit for Life nicotine cessation program helps Team Members who want to kick the tobacco and nicotine habit by providing the knowledge, skills and behavioral strategies to quit—and all at no cost.
Healthy Retreats
You can apply to attend our Healthy Retreats life-changing wellness retreat, which includes a year of follow-up care to help you create and maintain a healthy lifestyle.
Key to Nutrition
We are passionate about food for many reasons and believe that when you eat better, you feel better. Our team has healthy-eating and nutrition education that takes a preventive approach to your overall wellness.
Mental Well-being
Team Member Assistance Program
When you take time to take care of your mental health in small ways each day, you have the resources to weather life’s challenges.
All Team Members and their dependents have access to the Team Member Assistance Program (TMAP) that includes 24/7 on-demand, confidential access to mental healthcare, crisis support, and work-life services through Headspace, our mental well-being partner.
Watch a video about TMAP arrow_forward
TMAP Services include:
- Free, unlimited phone consultations
- Up to seven (7) virtual therapy or psychiatry sessions per issue, per year
- Unlimited app-based coaching sessions through the app
- An online library of mindfulness and meditation exercises
- Work-life services like childcare referrals, support with parenting and caring for aging/ill parents and more
Paid Time Off (PTO)
To help you refresh and relax, Whole Foods Market provides paid time off. The amount of PTO you accrue depends on your years of service and is based on your hours worked each pay period. Depending on your role, you may also be eligible for premium pay on select holidays. Click here to learn more.
Financial Well-being
Tax-Free Flexible Spending Accounts
Whole Foods Market offers Flexible Spending Accounts (FSA) that allow you to save on a pre-tax basis to pay for eligible health care and dependent care expenses.
- Health Care Flexible Spending Account
- HSA-Compatible Flexible Spending Account
- Dependent Care Flexible Spending Account
Team Member Emergency Savings Account
Goal BoosterSM can help Team Members save for unplanned expenses and other savings goals through payroll deductions. To sign up for Goal BoosterSM, contact Fidelity Investments at 800-890-4015 or online at Fidelity Goal Booster or via the NetBenefits App (available for download from the Apple App or Google Play Stores).
401(k) with Employer Matching Contributions
From the first day you start work at Whole Foods Market, you’re eligible to contribute to the Whole Foods Market Growing Your Future 401(k) Plan administered by Fidelity Investments. You can contribute some of your pay on a pre or post-tax basis (subject to IRS limits) and Whole Foods Market will match a portion of what you save, subject to Plan matching and vesting schedules.
Eligible Team Members will be automatically enrolled in the 401(k) Plan after 90 days of employment at a 2% deferral percentage. To sign up in advance of this time period, change your deferral rate or opt out of the Plan, please contact Fidelity Investments at 800-890-4015 or online at 401k.com or via the NetBenefits App (available for download from the Apple App or Google Play Stores).
Income Protection Plans
When the unexpected happens, Whole Foods Market offers plans to help you replace lost income and/or cover ongoing expenses for you and your spouse and dependents.
- Life and Accidental Death and Dismemberment (AD&D) Insurance*
- Accident Insurance
- Critical Illness
- Hospital Indemnity
- Short-Term and Long-Term Disability Insurance**
*If you elect to purchase Team Member Voluntary Life Insurance coverage, the company will automatically provide you with a basic amount of coverage at no additional cost to you.
**Team Members are automatically enrolled in Short-Term and Long-Term Disability insurance, which come with associated costs for Team Members.
Parental Leave
Whole Foods Market provides eligible U.S. full-time Team Members with six weeks of fully paid parental leave to focus on spending time with a newborn or adopted child. Learn more here.
Pet Insurance
Pet insurance provides customizable coverage for your pet’s care. The plan will reimburse you for vet visits, accidents, illnesses, diagnostic tests, and medications.
In-Store Discount
Save on the freshest ingredients and highest quality by shopping in our stores with our In-Store Discount. Team Members and their eligible spouse/domestic partner receive a 20% discount on all in-store purchases and an additional 15% discount on select food bar items at any Whole Foods Market location. Pair this discount with the already great prices of 365 by Whole Foods Market brand products to receive the highest quality items at costs well below other grocery retailers.
Partner Discounts
Whole Foods Market partners with fitness, wellness, travel, and technology companies so you can save even when you’re shopping outside of our stores with our Partner Discounts.
Whole Foods Market Benefits Center
When you have a benefits question, the Whole Foods Market Benefits Service Center is your one-stop resource for support related to your benefits. Experienced Service Center Representatives can help you with general benefits information, questions about dependents, deductions, how to enroll, and more.
Contact the Benefits Service Center
support_agent 888-681-2249, Option 1
schedule 7 a.m. to 7 p.m. CT, Monday through Friday
You will be asked to provide the following information to confirm your identity and ensure a personalized experience:
- First and Last Name
- Last four digits of your Social Security Number
- Address
- Date of Birth
If an alternative language is needed, representatives and interpreters for additional languages are available to help.